These Terms of Service (“Terms”) govern your use of the LumoxCapital platform, accessible at https://lumoxcap.com. By accessing or using the platform, you agree to comply with these Terms. Please read them carefully before investing.

1. Account Registration & Verification

1.1 Users must provide accurate, current, and complete information during registration.

1.2 KYC verification is mandatory before initiating deposits, withdrawals, or participating in any investment plan.

1.3 Users are responsible for updating any personal information to maintain account accuracy.

1.4 Fraudulent or misleading information may result in account suspension or termination without notice.

2. Eligibility

2.1 Users must meet the legal age requirement in their country of residence to participate in cryptocurrency investments.

2.2 Minors or individuals restricted from investing under local laws are prohibited from using LumoxCapital.

2.3 Users are responsible for compliance with all local laws, taxes, and reporting obligations related to investments.

3. Use of Services

3.1 Users may access the platform solely for lawful cryptocurrency investment purposes.

3.2 Unauthorized use, hacking, or interference with platform operations is strictly prohibited.

3.3 LumoxCapital reserves the right to monitor activity and suspend accounts suspected of malicious activity.

3.4 Users may not use the platform to promote illegal activities, scams, or unauthorized marketing campaigns.

4. Investment Terms

4.1 Each investment plan is governed by specific terms, including minimum deposit, plan duration, and interest rate.

4.2 All investments are subject to market volatility and risks associated with cryptocurrency.

4.3 Profits are calculated according to the plan’s stated percentage and credited as per the plan schedule.

4.4 Early withdrawals may be restricted depending on the plan. Users may incur penalties if permitted.

5. User Responsibilities

5.1 Safeguard login credentials; unauthorized access resulting from negligence is not LumoxCapital’s liability.

5.2 Ensure sufficient BTC balance when funding investments.

5.3 Promptly notify LumoxCapital of any unauthorized access, errors, or suspicious account activity.

5.4 Users are responsible for reporting taxable events or gains in accordance with local tax laws.

6. Platform Liability

6.1 LumoxCapital is not responsible for market-related losses or events beyond its control.

6.2 The platform endeavors to provide uninterrupted service but does not guarantee constant uptime.

6.3 Users acknowledge that technical issues, delays, or third-party service interruptions may occur.

6.4 LumoxCapital’s liability is limited to correcting platform errors or omissions affecting investments.

7. Account Suspension & Termination

7.1 Accounts may be suspended for fraudulent or illegal activity, policy violations, or suspicious transactions.

7.2 Users may request account termination, subject to pending investment obligations being fulfilled.

7.3 Termination does not absolve users from outstanding obligations or debts incurred during platform use.

8. Intellectual Property

8.1 All website content, logos, software, and platform designs are the intellectual property of LumoxCapital.

8.2 Users may not copy, reproduce, distribute, or create derivative works without explicit permission.

9. Amendments

9.1 LumoxCapital may revise these Terms at any time to reflect legal, regulatory, or operational changes.

9.2 Users will be notified of major updates via platform announcements or registered email.

9.3 Continued use of the platform constitutes acceptance of updated Terms.

10. Governing Law & Dispute Resolution

10.1 These Terms are governed by the laws of the jurisdiction in which LumoxCapital operates.

10.2 Any disputes shall be resolved through negotiation, or if necessary, arbitration or local courts.